Capital Gain Tax Calculator (LTCG & STCG)

Compute Long-Term & Short-Term capital gains on Shares, Real Estate Property, Gold, Mutual Funds & Bonds. Reflects latest 12.5% LTCG, 20% STCG, ₹1.25L exemption & Property Dual Option comparison.

Transaction & Cost Details

LTCG (Long-Term Capital Gain)

Purchase Price (Cost of Acquisition)

₹

Sale Price (Full Consideration)

₹

Brokerage / Transfer Expenses

₹

Stamp duty, registry fees or brokerage

Holding Period (Months)Threshold for LTCG: >12 Months

Tax Saving Reinvestment Exemptions (Optional)

Section 54 / 54F (New House Investment)

Section 54EC (Capital Gain Bonds - Max ₹50L)

Key Budget 2024 Capital Gain Tax Rules

Equity Shares LTCG (Sec 112A)Tax rate is 12.5% (was 10%). Exemption limit increased to ₹1,25,000 per financial year.

Equity Shares STCG (Sec 111A)Tax rate is increased to flat 20% (was 15%) for transfers on or after 23 July 2024.

Gold & Unlisted Equity LTCGHolding period reduced to 24 months. Taxed at 12.5% without indexation benefit.

Debt Mutual Funds (Sec 50AA)Gains on pure debt MFs bought post April 2023 are deemed STCG & taxed at income slab rates.

Estimated Tax Liability

₹72,800

12.5% + Cess

Full Sale Consideration:₹12,00,000

Less: Transfer Expenses:-₹15,000

Net Consideration:₹11,85,000

Cost of Acquisition:-₹5,00,000

Gross Capital Gain:₹6,85,000

Sec 112A Exemption (Budget 2024):-₹1,25,000

Net Taxable Gain:₹5,60,000

Basic Capital Gains Tax (12.5%):₹70,000

Health & Education Cess (4%):₹2,800

Total Tax Payable:₹72,800

Consult a CA for Tax Planning

Save Tax with CA Section 54 Planning

Selling high-value property or shares? Our Senior Chartered Accountants help you structure Section 54, 54EC and 54F capital gains exemptions before the deadline to legally reduce your tax liability to zero.

Explore Capital Gain Tax Planning